Tag Archives: saving money

Hair Today, and Other Resolutions

My new hair stylist says:

“As we get older, our hair should get softer and our clothes more structured.”

Words to live by! Layers of flow-y fabrics can make us look shapeless, while sharply angled, severe or stiff hair styles can be a harsh contrast to a softening jawline.

January brings with it not only the predictable resolutions (eat less, floss more) but also the sobering bills resulting from December splurges on gifts and entertaining.

If you love fashion, January can be a minefield of temptation. Below are 10 ways to trim your fashion budget this (or any) month, no matter your age:

  1. Break the browsing habit. Whether you’re scrolling or strolling, something’s sure to catch your eye. Unless you need a specific item to fill a gap in your wardrobe or replace an old/worn-out/ill-fitting favorite, resist!
  2. Likewise, note inspirational looks on Pinterest, Instagram or in magazines; then bookmark and set aside to see if you’re still obsessed next month.
  3. Don’t buy multiples or duplicates of stuff you already have. Chances are, one of your many black blazers is still your go-to.
  4. Save on tailoring. Yes, it makes everything look better but try to limit yourself to clothes that fit you right now.
  5. Skip the sales. You’ve undoubtedly heard the advice, “If you wouldn’t buy it at full price don’t buy it on sale.” You’ll avoid temptation and shopping regrets.
  6. Put your monthly fashion fix subscription box on hold. If it doesn’t arrive on your doorstep, you won’t crave that new belt, scarf, blouse etc.
  7. Avoid dry-clean-only purchases. They add significantly to the price of an item.
  8. Be careful when ordering from overseas e-tailers. Shipping costs can be significant, especially if you need to return your purchase.
  9. Similarly, don’t order from places without generous return policies and free shipping. That Chanel jacket on RealReal may seem like a bargain, but if it doesn’t fit you’ve just blown real money sending it back.
  10. Space out your beauty appointments. Extending the time between haircuts by 2 weeks (say, every 10 weeks instead of every 8) can save you the cost of two appointments per year.

Happy New Year, dear readers and fellow bloggers! And here’s hoping that 2018 is better than 2017 – a pretty sucky year worldwide.

Cheers, Alisa

 

Random Hacks

The Internet was full of interesting tips this week!

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7 ways to prevent (and fix!) smelly shoes

1. Start with clean feet: Soak them in salt water, then dry off and dust with talcum powder (baby powder or Gold Bond).

2. Put antiperspirant on the soles of your feet.

3. Sprinkle the inside of your shoes with baking soda and leave overnight. Vacuum or shake out in the morning.

4. Place dry tea bags inside your shoes and leave them overnight.

5. Put crumpled newspaper inside your shoes and leave overnight. It absorbs odor-retaining moisture.

6. Place your shoes in individual plastic zip bags and leave them in your freezer overnight to kill bacteria. During the winter, leaving them overnight in a cold car will work too. Let your shoes slowly return to room temperature before wearing.

7. Spritz sneakers or fabric-lined shoes with mixture of water and white vinegar. Let dry thoroughly.

 

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5 steps to relaxation

1. Place the tip of your tongue just behind your front teeth and exhale sharply.

2. Close your mouth and inhale slowly through your nose for a count of four.

3. Hold your breath for a count of seven.

4. Exhale strongly to a count of eight.

5. Repeat 3 times. Ahhhhh.

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17 ways to save money

  1. Clear your browsing history. When shopping online – especially for airline tickets – make sure to empty your cache. Online companies follow your history and raise prices based on this information.
  2. Shop as a guest. When buying online, use the Guest option instead of creating an account. New customers usually get lower prices.
  3. Leave items in your online cart. Get everything filled in, with your name, e-mail address etc., but don’t purchase immediately. You’ll often get a follow-up e-mail a day or two later offering a discount code to incentivize you to complete the sale.
  4. Lower the brightness on your TV and computer screen. Reducing the brightness of your TV and/or computer monitors from their default settings can reduce power consumption by up to 40%. 
  5. Carry large bills. Research shows that you’re likely to pay less if you use cash instead of a credit card. That’s because purchases feel more “real” when you see the amount you’re spending. If you carry only $50 bills you’ll be less inclined to break them, which helps avoid impulse buys.
  6. Make lists. You’re also less likely to succumb to impulse buys at the mall or grocery store if you’ve decided ahead of time what you need and plan to buy.
  7. Build your credit. Your credit score determines your rate on loans; nowadays utility and insurance companies use these scores to calculate monthly premiums.
  8. Make large purchases at the end of the month. Buying a couch, car or electronics? All sales reps have to meet monthly quotas. If they’ve had a slow month they may be willing to give you a deep discount in order to make a sale—and reach their quota. 
  9. Paint your roof white. If you live in a warm climate, this quirky idea could save you a bundle on air conditioning bills. Traditional roofs are dark, and dark colors absorb more heat.  Go even further and install solar panels – the upfront cost will be worth it if you plan to live in your house for a long time.
  10. Brew your own coffee. Home brewing cuts your cost to about $0.25 per cup vs. $3 at a pricey coffee shop, saving you hundreds per year (and over $1000 if you have a 2/day habit!) 
  11. Eat less meat. Eating vegetable-centric meals 2-3 times per week will save you some major cash.
  12. Buy generic. Store brands often have the same ingredients as name brands and may even be made by the same companies. Same with prescriptions – ask your doctor if the generic version is an effective option. 
  13. Buy a water filter. Bottled water isn’t just expensive; it’s not necessarily healthier than tap water. The filtration process may result in water that’s actually better for you than spring water!
  14. Exercise daily. Research confirms that working out regularly limits the number of trips you’ll take to the doctor’s office.
  15. Eat out at culinary schools. If you love dining out, investigate culinary schools in your area. You can enjoy delicious meals from up-and-coming chefs at significant savings vs. restaurants.  
  16. Stay hydrated. Many people overeat because they mistake thirst for hunger. Drinking water before a meal will help you to only consume what you need. Result: lower grocery bills!
  17. Ask for discounts. Most companies offer money-saving promotions but may not advertise them. When contacting your cable, gas, phone, or credit card companies, ask if there’s a way to reduce your bills. Sometimes, mentioning that you’re ready to cancel a service or switch providers is all it takes for them to “magically” come up with a better deal.